LUKANIA , Benson Joginda; WAFULA , Raymond Ongus,. Effects of Information Technology Application on Service Delivery by Cosmopolitan Savings and Credit Cooperative Organization, Nakuru County, Kenya . African Journal of Education,Science and Technology (AJEST), [S. l.], v. 1, n. 3, p. pp 144–154, 2013. Disponível em: http://ajest.org/index.php/ajest/article/view/350. Acesso em: 3 apr. 2026.