PHILIPH KIMUTAI KEMBOI; GABRIEL SIMIYU; JOHN TARUS. Moderating Effect of Financial Literacy on The Relationship Between Clan Culture and Financial Performance of SMEs in Nandi County, Kenya . African Journal of Education,Science and Technology (AJEST), [S. l.], v. 8, n. 3, p. 70–80, 2025. Disponível em: http://ajest.org/index.php/ajest/article/view/873. Acesso em: 30 may. 2026.