Faridah Atieno Onyango, et al. “Explainable Artificial Intelligence (XAI) in Actuarial Pricing and Reserving: A Systematic Literature Review of Methods, Regulatory Compliance, and Predictive Trade-Offs”. African Journal of Education,Science and Technology (AJEST), vol. 8, no. 4, Sept. 2026, pp. 215-2, http://ajest.org/index.php/ajest/article/view/1034.