Esther Mueni, David Muriuki, and Casper Shikali. “A Self-Supervised Graph-Temporal Model for Fraud Detection in Digital Bank Account Opening: A Systematic Review”. African Journal of Education,Science and Technology (AJEST) 9, no. 1 (October 14, 2026): 34–44. Accessed October 14, 2026. http://ajest.org/index.php/ajest/article/view/1052.