KITIGIN , Beatrice K.; KORIR, Michael; CHEPKWONY , Kefa. E-Banking Technology Characteristics, Innovative Behaviour and E-Banking Technology Adoption in Vihiga County, Kenya . African Journal of Education,Science and Technology (AJEST), [S. l.], v. 6, n. 1, p. Pg 185–197, 2020. Disponível em: https://ajest.org/index.php/ajest/article/view/514. Acesso em: 11 may. 2026.